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AmeriPlan Review – Legit Business & Product or Scam?

Welcome to my AmeriPlan review!

Chances are someone approached you about the products or business opportunity and now you are here to make sure it’s legit right?

The good news is your actually doing your research instead of jumping in with both feet.

I have seen so many people get burned by not doing their diligence.

The other good news is I am going to walk you through the company, products and compensation plan so you can make the right decision.

Find out of this company is for you or not…

AmeriPlan Review – The Company

AmeriPlan Review

AmeriPlan USA is the brain child of Dennis Bloom (CEO) and Daniel Bloom (President & COO) who both launched the company back in 1992 from Texas, USA.

According to their website…

In the early 90’s, identical twin brothers Dennis and Daniel Bloom saw the need for a value-oriented discount fee-for-service dental program, and founded AmeriPlan Corporation.

Soon Dennis and Daniel expanded their vision to include a broad array of high quality, affordable healthcare programs.

To provide greater value to the consumer, they added prescription medication, vision and chiropractic care to the program at no additional charge.

Through research, trial and error and perseverance, the brothers determined that by using the best features of the direct sales marketing model, they could provide financial opportunity to thousands of people and bring these needed healthcare programs to the public.

In 24 years, they only ran into one lawsuit but it was settled, which isn’t bad at all…

The company according to Google Trends has seen a decline over the years:

Good Trends only goes back to 2004, but you can see how popular they were back then, but now not so much…

Note:  This is a LIVE Google Trend so come back often to see how they are doing.

Now you know about the company, let’s get into the products…

AmeriPlan Reviews – The Products

Like all good network marketing companies, the products must be good that provide value for the money.

AmeriPlan USA has three different monthly subscriptions based on saving plans:

  • AmeriPlan Dental Plus ($24.95) –  “gives you immediate savings on Dental, Vision, Prescription, Hearing and Chiropractic services”
  • AmeriPlan MED Plus ($24.95) – “gives you 24 Hour Access to a Doctor by phone or e-mail and immediate savings on Prescription as well as Hospital Advocacy and Ancillary Care”
  • AmeriPlan Deluxe Plus ($39.95) – “AmeriPlan combo membership includes our Dental Plus discount program, MED Plus and additional non-medical discounts”

Note that none of these plans are actually “Insurance” according to the AmeriPlan website disclaimer.

AmeriPlan Compensation Plan

In the AmeriPlan compensation plan, affiliates can sell their monthly subscriptions to both retail customers or personally sponsored affiliates.

Commission Qualifications

To earn commissions, you must be “active to qualify.

This just means you either have to purchase a monthly subscription or at least sell one to a retail customer.

There are no mandatory autoships…

Direct Subscription Commission Payout

Direct subscription commissions are paid out when you sell to a retail customer.

Commissions are all paid in advance because they believe that the customers will continue paying the subscription for at least five months.

Med Plus or Dental Plus Subscription

  • 1st retail customer subscription sale in a month = $19.96 (2 month advance commission)
  • 2nd retail customers subscription sale in a month = $29.94 (3 month advance commission)
  • 3rd retail customer subscription sale in a month = $39.92 (4 month advance commission)
  • 4th retail customer subscription sale in a month = $49.90 (5 month advance commission)

The one below is the rate if you sell to more retail customers every month month:

Med Plus or Dental Plus Subscription

  • 1st retail customer subscription sale in a month = $31.96 (2 month advance commission)
  • 2nd retail customers subscription sale in a month = $47.94 (3 month advance commission)
  • 3rd retail customer subscription sale in a month = $63.92 (4 month advance commission)
  • 4th retail customer subscription sale in a month = $79.90 (5 month advance commission)

The advance commission rate resets each month.

Recruitment Commission Payout

This is very similar to the retail purchased, but instead you are selling to newly sponsored affiliates who purchase a subscription.

Med Plus or Dental Plus Subscription

  • One sponsored affiliate in a month = $39.92 (4 month advance commission)
  • Two sponsored affiliates in a month = $49.90 (5 month advance commission)
  • Three sponsored affiliates in a month = $59.88 (6 month advance commission)
  • Four sponsored affiliates in a month = $69.86 (7 month advance commission)
  • Five sponsored affiliates in a month = $79.84 (8 month advance commission)
  • Six to ten sponsored affiliates in a month = $89.82 (9 month advance commission)
  • Eleven or more sponsored affiliates in a month = $99.80 (10 month advance commission)

The one below is the rate if you sponsor more affiliates per month:

Dental Plus or Med Plus  Subscription

  • One sponsored affiliate in a month = $63.92 (4 month advance commission)
  • Two sponsored affiliates in a month = $79.90 (5 month advance commission)
  • Three sponsored affiliates in a month = $95.88 (6 month advance commission)
  • Four sponsored affiliates in a month = $111.86 (7 month advance commission)
  • Five sponsored affiliates in a month = $127.84 (8 month advance commission)
  • Six to ten sponsored affiliates in a month = $143.82 (9 month advance commission)
  • Eleven or more sponsored affiliates in a month = $159.80 (10 month advance commission)

Again, newly sponsored members counts towards your commissions qualifications mentioned earlier.

The advanced pay out rate is reset every month.

Residual Income Commissions

Residual income commissions are paid out through a AmeriPlan unilevel compensation plan.

If you don’t know what that is, take a look at this:

  • You
  • Level 1: Personally enrolled members
  • Level 2:  Level 1’s personally enrolled members
  • And so on…

Now in AmeriPlan, you are paid residuals on a percentage of the subscription volume generated by generations within your unilevel team.

If you don’t know what a generation is, it’s defined as when an affiliate at the Regional Sales Director (RSD) is found in any unilevel leg.

That will cap off the 1st generations and the 2nd generation will start under them.

Now, if there is no Regional Sales Direct found at all, the 2nd generation begins at the end of the leg.

All generations go by this rule and here is what that looks like:

  • Regional Sales Director (recruit and maintain one or two RSD affiliates) – 5% on volume generated by the first recruited affiliate and 10% on the second (entire downline volume)
  • Senior Regional Sales Director (recruit and maintain 3 RSD affiliates) – 15% on the first generation
  • Executive Sales Director (recruit and maintain 6 RSD affiliates) – 15% on the first generation and 10% on the second
  • Senior Executive Sales Director (recruit and maintain 9 RSD affiliates) – 15% on the first generation, 10% on the second and 5% on the third
  • National Sales Director (recruit and maintain 12 RSD affiliates) – 15% on the first generation, 10% on the second, 5% on the third, and 3% on the fourth
  • National Vice President (have at least four National Sales Directors on level 1, three National Sales Directors on level 2, two National Sales Directors on level 3 and one National Sales Director on level 4) – 15% on the first generation, 10% on the second, 5% on the third, 3% on the fourth and 1% on another three generations of National Vice President ranked affiliates

Generations are calculated separately in each unilevel leg just so you know…

Sales Team Bonus Payout

Once your downline sells 50 or more subscriptions in a month, you get $500 as a bonus.

Only subscriptions below the RSD rank counts here…

Centennial Club

When you generate 100 points in new subscription volume, which is around four subscriptions, in a month, you earn a $2500 bonus.

Vacation Trip

You can qualify for a 7 days and 6 nights trip and cash bonus of $10,000 if you and your downline sold at least 50 subscriptions each month.

Note:  This excludes and RSD and higher rank members and 450 must be active.

Cadillac Club Bonus

If you earn $50,000 or more over 12 months, you qualify for a leased Cadillac:

The vehicle will be on a four (4) year lease in your name.

You will need to maintain $4000 or more in Earned Income, each month for AmeriPlan to continue to make 100% of the payments.

The lease payments will be made directly to the lender each month by AmeriPlan.

You are responsible for any state property tax, full coverage insurance and regular maintenance.

If you don’t like Cadillac, there is no alternative…

Cost To Join AmeriPlan

There is a minimum AmeriPlan affiliate membership of $24.95 per year.

Now pay attention and we are getting into the verdict in this AmeriPlan review

The Verdict

AmeriPlan has been in the marketplace since 1992 so no it’s not a scam or anything.

It’s a legit network marketing business with the right work ethics can be very profitable.

Only thing I would do is compare AmeriPlan rates with the industry to see how competitive they are…

My only big concern really is the big decline over the years on Google Trends…

I am not sure what is happening with the company internally, but on paper it checks out…

Anyway, I hope you enjoyed my AmeriPlan review and if you have any questions, leave them in the comments below…

Jesse What Do You Recommend?

AmeriPlan USA is a great company, but it’s all about have multiple streams of income in case one doesn’t work out for you…

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Bless and Be Blessed,

AmeriPlan

-Jesse Singh

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